Community Asset Vouchers

Community Asset Vouchers (CAVs) are formalized commitments that communities can make for their goods and services. They can also act as part of a regional means of exchange and supplement gaps in the national currency system. See other CAVs and create your own on Sarafu-Network.

Due to economic instability, people often lack money with which to purchase from each other

Thriving communities build their own prospering economies

Community Asset Vouchers create a stable credit obligation and medium of exchange tied to local development

Community and Organizational issued Vouchers connect ..

Underutilized workforces

Underutilized resources

.. to local markets that guarantee the provision of basic needs and a medium of exchange 'Community Asset Vouchers (CAVs)'

Investments and donations provide funding and liquidity to develop local industries and infrastructure

These business networks and industries issue Community Asset Vouchers enter circualtion as interest-free credit, community services funds and payments for operational costs

Community Asset Vouchers accelerate trade and provide funding for social and environmental services

Community Asset Vouchers provide markets and incubate local industries

These mature industries provide...

Through our work in Kenya we've seen:


Increase in trust


Increase in gifting


Increase in environmental activities


Increase in school attendance


Decrease in crime and corruption


Jobs created


Sales revenue


Food Security

As a socio-economic development tool Community Asset Vouchers offers an innovative way to improve living standards

lack of money

market instability

lack of investment

excess capital

lack of local industries

interest-free credit

market stability

increase in local trade

build trust and social services

increase in jobs & development

Going to scale

See how Community Asset Vouchers are being made globaly and create your own on Sarafu-Network

This is just the beginning!

Community Asset Vouchers are creating a world wide trust network.

We are currently working on a MOOC to be able to spread our knowledge, findings, troubles and projections for the future!